# financial hardship loans

Graduate Minor in Quaternary Paleoecology » Students in this unique program benefit from the broad range of expertise and experience available at a large research university. From their course work in the quaternary paleoecology (QP) minor, graduate students learn techniques and approaches from other areas that can be applied to their own research. Students largely develop their curricula in consultation with their major advisors and the director of graduate studies in quaternary paleoecology. Cla.umn.edu

How do I request a 401(k) distribution? » If you’re currently saving for your retirement in a 401(k) plan—congratulations! You’ve made a smart financial decision to help you get closer to being retirement ready when the time comes. Ascensus.com

Employee Assistance Program » If your health plan includes the Employee Assistance Program (EAP), you can call our coordinators 24/7 for a no-cost, confidential assessment of your situation and a referral to licensed professionals and services. Uhc.com